Uninsured Motorist


Have you been in a car wreck or truck wreck with a driver with no insurance?

If you or someone you love has been in a car wreck or truck wreck, no matter how small or how big, we at Hotz and Associates understand what you are going through. But if you have had the misfortune of being hit by one of the 16% of Tennessee motorists who do not have insurance or are under-insured, we know that this can make what is already a stressful situation even worse.

Do not fear, even when this happens the professional and experienced attorneys at Knoxville, Tennessee’s Hotz and Associates can handle every aspect of your uninsured motorist case. We have dealt with hundreds of these cases over the years and we know how to win uninsured/under-insured motorist lawsuits.

When Should I File an Uninsured or Under-insured Motorist Claim?

Tennessee state law mandates that all car insurance companies doing business in Tennessee must offer UM/UIM coverage so that everyone will be protected against the potentially negligent and harmful acts of “financially irresponsible” motorists.

If you were the victim in any of these instances below with an uninsured/under-insured motorist, you can usually file an uninsured/under-insured claim:

» Car accident
» Passenger in a car that was hit
» Pedestrian
» Bicyclist
» Hit-and-run: if your car has been hit by another car, and you can’t contact the driver at all.

This means your insurance company should help you pay for the damages caused by the uninsured/underinsured motorist up to your specific policy limits.

If you feel that your insurance company is not sticking to its policy, did not investigate your uninsured/underinsured claim enough, or is not giving you the compensation you think you deserve, you don’t need to fight them on your own any longer. An attorney at Hotz and Associates, trained in uninsured motorist claims is here to fight for you.

Contact Hotz and Associates

If you have been involved in a hit-and-run accident or one with under-insured/uninsured motorist, we know what a traumatic experience this can be. Bills pile up and you may be unable to work. The stress of this situation can be overwhelming.

As time goes on, your memories of the accident will fade, and it will be harder and harder to remember all the details to make a good case in court. That is why you should contact us right now. You will be in good hands with Hotz and Associates. We have been serving East Tennessee for over 25 years and are experienced, aggressive, and professional. Give us a call today at 865-684-4405.